This Privacy Policy (“Policy”) applies to our website(s)available at: https://www.skyview1.com/, as well as any websites directly owned by Skyview 1 where this Policy is linked (the “Website”), our mobile applications, including 1ADVISOR,and any other mobile applications directly owned by, or operated by or on behalf of, Skyview 1 and where this Policy is linked (the “Application”), and any other Skyview 1 online platform (together, with the Website and Application, the “Platform”) owned and operated by Skyview 1. The Platform allows you to provide information that Skyview 1 and your Financial Services Provider need to offer financial services to you. “You” and “your” refer to you and/or any person who accesses or uses the Platform on your behalf, including an authorized signer, authorized representative, delegate, co-applicant and/or other authorized Platform user, including your Financial Advisor. This Policy describes and governs the information collection, use, and disclosure practices of Skyview 1 with respect to the Platform.

Before you use or submit any information on or through the Platform, please carefully review this Policy. Skyview 1 will continue to evaluate this Policy as we update and expand the Platform and our offerings, and we may make changes to the Policy accordingly.Any changes will be incorporated into this Policy and posted on the Platform.Your continued use of the Platform will signify acknowledgment of the terms of the Policy including any updates. The most current version of the Policy that applies to your use of the Platform will be available to you by navigating to the menu in the upper right corner of the Application or by visiting our Website.

1. Privacy of Joint Applicants

If you are using the Platform to apply jointly with another person for a loan or other financial services product, you and your co-applicant may be required to provide information using a single application or you may have the option to use multiple individual Platform account(s). When using a single application, the joint applicants will have access to all information supplied by each other to complete that application. Such joint applicants will have the ability to view,print, transmit, save, and/or edit the information. While Skyview 1 takes reasonable efforts to keep personal information separate between joint applicants, all types of joint applicants should expect that certain personal information may be disclosed between both applicants. The type of personal information disclosed between joint applicants may depend on the practices of your Financial Services Provider.

2. What Information Does Skyview 1 Collect?

a. Categories of Information

We collect information directly from you, third parties you authorize, or publicly available information. The extent of information Skyview1 collects depends on the data collection practices of your Financial Services Provider and the products and services sought. The information in thisdisclosure is based on our current data collection practices. The following is a list of categories of information we may collect:

• Common identifiers (such as a     real name, postal address, IP address, email address, social security     number, or other similar identifiers);
• Commercial information (such as     transactional data or records of personal property, or other purchasing or     consuming histories or tendencies);
• Financial information (such as     financial history);
• Internet or other network or     device activity (such as browsing history and log data);
• Biometric information and other     identity verification information (such as faceprints, thumbprints, and/or     pictures of your identification cards);
• Geolocation information (such as     general location information inferred from an IP address);
• Professional or employment     related data (such as information you provide about your work history);
• Characteristics of protected     classifications under state or federal law (such as marital status);
• Inference data about you (such as     profiles we develop based on how you use the Platform);
• Sensitive information (such as     social security, driver’s license, state identification card and passport     numbers; and Third-Party Account Credentials, as defined in Section 5     below); and
• Other information that identifies     or can be reasonably associated with you.

b. Categories of Sources of Information

Skyview 1 collects information in multiple ways, including when you provide information directly to us, when we passively collect information from your browser or device, and when we obtain information from third parties as indicated in this Policy.

Information You Provide Directly to Us

Skyview 1 may collect information from you during your use of or access to the Platform, such as when you register for a Skyview 1Platform account, enter information in the Platform or communicate with us, or when connecting your third-party accounts to retrieve your information.

The information that youprovide in each case will vary. In some cases, you may be able to provide personal information via email or free text boxes, such as contacting Skyview 1to request further information.  When providing your personal information, please provide only relevant information and do not provide unnecessary sensitive information, such as Social Security numbers, credit card information, or other sensitive personal data, unlessrequired for our services.

Information Collected Indirectly

Device/usage information: Skyview 1 may automatically collect certain information about the computer or devices(including mobile devices or tablets) you use to access the Platform. We may collect and analyze information such as (a) IP addresses, unique device identifiers, unique personal identifiers, and other information about your computer or device(s), browser types, browser language, operating system,mobile device carrier information, and the location from which you accessed the Platform; and (b) information related to the ways in which you interact with the Platform, such as mouse movements and scrolling, referring and exit webpages and URLs, platform type, number of clicks, domain names, landing pages,pages and content viewed and the order of those pages, statistical information about the use of the Platform, amount of time spent on particular pages, dateand time you used the Platform, frequency of your use of the Platform, error logs, and other similar information. As described further below, we may usethird-party analytics providers and technologies, including cookies and similar tools, to assist in collecting this information.

Cookies and Other Electronic Technologies: We may also collect data about your use of the Platform through the use of internet server logs, cookies, and/or tracking pixels. An internet server log is a file where website activity is stored. A cookie is a small text file that is placed on your computer when you visit a website that enables us only to: (i) recognize your computer; (ii) store your preferences and settings; (iii) understand the web pages of the Platform you have visited; (iv) enable your user experience in the Platform; (v) perform searches and analytics; and (vi) assist with security administrative functions.Some cookies are placed in your browser cache. Tracking pixels (sometimes referred to as web beacons or clear GIFs) are tiny electronic tags with a unique identifier that are embedded in websites, online ads, and/or email and are designed to provide usage information like page clicks, measure popularity of the Platform and associated content, and access user cookies. We may update this Policy from time to time as we adopt new technologies to gather additional information through other methods.

Blocking cookies through your browser settings: Please note that you can change your settings to notify you when a cookie is being set or updated, or to block cookiesaltogether. Please consult the “Help” section of your browser (e.g., Microsoft Edge; Google Chrome; Mozilla Firefox; or Apple Safari) for more information.Please note that by blocking any or all cookies, you may not have access to certain features or offerings of the Platform.

Mobile Applications: In addition to the information that you provide to us, we may also collect information about you during your visit to our Application.  As discussed above, we collect this information using automated technology, including your internet address (IP Address), the pages you have viewed, the actions you have taken while using the Application, saved preferences, and log-in Session ID.  You can manage how your mobile device and mobile browser share location information with us, as well as how your mobile browser handles cookies and related technologies, by adjusting your mobile device privacy and security settings. Please refer to instructions provided by your mobile service provider or the manufacturer of your device to learn how to adjust your settings.

Information from Third Parties

Skyview 1 may also obtain information about you from third parties such as other financial institutions with which you have a relationship, third-party data provider partners (see below), and credit reporting agencies, among others. These third parties provide data, products, and services that enable us to provide thes ervices you have requested through the Platform.

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